We are departmentalized as follows:

Survey Department:

Employment of our own staff surveyors, who are qualified to handle all types of investigations and/or inspection of such cargoes as steel products, grain machinery, wood, food products, fine arts, electronic goods, personal effects, product liability, property, casualty and inland marine risk. In addition, we have agreements with recognized surveyors throughout the world to represent our interests.

Adjusting Department:

Staffed by experienced adjusters who have full knowledge of policy conditions and their usage throughout the world. They are also mindful of the importance of establishing third party liability as a tool to reduce loss ratios. They are charged with the responsibility of notifying insurers of important claims in order that proper loss reserves can be established. 

IAL Recovery Services

Servicing underwriters on a "No Cure, No Pay" basis. Our staff is trained to handle recovery actions without the use of attorneys resulting in substantial savings to underwriters. When attorneys are employed it is only because we have no other alternative to protect recovery rights of the subrogated underwriter. We maintain complete records by computer of all files and can provide up-to-date information regarding the status of individual claims or accounts.

General Average Department:

Representing cargo underwriters to study and critique General Average Statement to determine if the General Average declared was correct in principle and law. As it is the general practice that ship owners and hull interests appoint the General Average Adjusters to present the General Average Statement, it is prudent that cargo underwriters be protected from any conflict of interest which may occur.

Non Marine Department:

Staffed by qualified adjusters to handle property, casually, product liability and inland marine claims. Licensed General Adjusters by N.Y. State Department of Insurance. Valid licenses in all states of the United States of America.

Risk Management

Effectively represent the interests of the self-insured in all risk management areas. Handling claim administration, settlement, subrogation, loss prevention and reporting. All claims are tracked by computer to enable us to provide our clients with reports on an as needed basis. All matters are handled by a qualified and fully trained staff in the areas of risk insurance management.